![]() ![]() This pays if your golf cart damages someone else’s property-such as a crash into your neighbor’s fence. Here are some common coverage types that you can typically get with golf cart insurance: ![]() For example, you can buy coverage to pay for injuries, damage to someone else’s property or repairs to your golf cart if it gets cracked up in an accident. Golf cart insurance has many similar coverage types to a typical car insurance policy. Golf cart insurance can pay for injuries when golfers fall off a cart, get struck by a car or crash into another vehicle or object. You can also buy golf cart insurance with coverage for uninsured or underinsured motorists, personal injury protection (PIP) or medical payments, custom equipment and roadside assistance. This coverage can be part of your car insurance, homeowners insurance or as a separate golf insurance policy. Golf cart insurance typically provides these types of coverage: collision and comprehensive, bodily injury and property damage liability, and other types. ![]() But if you plan to drive your golf cart on public roads, you might need golf cart insurance, depending on your state, county, city or town.Įven if your area doesn’t require golf cart insurance, you might want to think about buying it. Golf carts have a usefulness that extends beyond the links, such as getting around your community, hauling gardening equipment and leisurely rides around your property. ![]()
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